Member Education

  • budget-growth

    Ways to Build Your Credit When Just Starting Out

    A credit card is a line of credit that allows you to borrow money each month with the promise that you will repay what you borrow. Credit cards are a great way to start building your credit because your behavior with the card is reported to the three m …

  • debit-cards

    What Affects my Credit Score?

    Credit scores are influenced by a number of different factors. There are five main categories that affect your score. Each factor has its own value that adds to the whole value of the credit score. Let’s take a look at the five factors that influence y …

  • card-filled-wallet

    Staying Away From Credit Card Debt

    There are times when debt is necessary, however, there are times where debt is equally unnecessary. With so many different goals and possessions to be desired it can become hard to discern which debt is necessary and which is not. A credit card can be …

  • budgeting-with-cash

    How To Open A Savings/Checking Account

    Opening a Checking and/or a savings account is easy and is a very smart financial decision for your money. By opening a checking account you provide a safe, secure place to store your money while still being able to access it at any time. Equally benef …

  • buying-car

    How to Buy A Car

      Buying a new or used car can be an exciting and enjoyable time, but the process can also be frustrating and time consuming.  In order to make the most of your car buying experience it is helpful to have a plan in place. Below are five guidelines …

  • family-life-insurance

    Life Insurance

    You pay for auto insurance to protect yourself from the liability of a car accident, and you pay for homeowners insurance to protect your home. Just as you protect your car and home with insurance, you can also insure yourself. Life insurance refers to …

  • erase-your-debt

    Ways to Pay Off Debt

    Life can be very expensive. Bills, mortgages, loans and credit cards can all help manage these expenses. However, these forms of debt can be restricting when interest rates cause our loans to be more than we can handle. In this article we’ll be reviewi …

  • buying-a-house-beehive-credit-union

    How to Buy A House

    If you are thinking about buying a house, but don’t know where to start, you are in the right place. A house is one of the largest purchases you may make in your lifetime, and it should be planned carefully, otherwise you might end up losing a lot of m …

  • investment-eggs

    Retirement Accounts

    A retirement account is a savings option that allows you to put away your money for retirement with special tax benefits. Since retirement accounts have different options and benefits for growth – such as tax advantages – it is a good idea to know the …

  • What is Your Story?

    Hymn Opening Prayer Spiritual Lesson Share a story of how your personal finances have impacted your spiritual life. Discuss how finances have affected other aspects of your life. “Your life is your own, to develop or to destroy. You can blame others li …