Member Education

  • Interesting M&M’s

    Hymn – # 241 Count your Blessings Opening Prayer Activity Explain very simply how interest works. Give each member of the family a set amount of m&m’s. Explain to them that they can eat them at any time, but that if they wait until the end of FHE t …

  • Simple Budgeting

    Hymn Opening Prayer Spiritual Lesson – Simple Budgeting Bring a couple of examples of different types of budgets. Show different budgeting programs like MoneyDesktop, Mint, or Everydollar. Show how an envelope budget, Excel budget and a paper budget wo …

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    Budgeting With Style

    Opening Prayer Hymn Scriptural Lesson “Windows allow natural light to enter into a building. In like manner, spiritual illumination and perspective are poured out through the windows of heaven and into our lives as we honor the law of tithing.” -Elder …

  • Maintaining Good Credit

    Once you know the basics, you need to apply them. If you have good credit, then you should continue to strive to keep it in good health. Here are some of the things that will help you maintain your good credit: Keep an eye on the payments that you need …

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    6 Steps to Help Create A Budget

    1. Set Your Goals In a sense, a budget is a road map marking where you are and where you want to get to financially.  A good way to start when creating your budget is to plan financial goals. This can include short, mid, and long-term goals.  If your b …

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    Ways to Build Your Credit When Just Starting Out

    A credit card is a line of credit that allows you to borrow money each month with the promise that you will repay what you borrow. Credit cards are a great way to start building your credit because your behavior with the card is reported to the three m …

  • Credit? What’s That?

    Hymn Opening Prayer Spiritual Lesson – Credit Discuss what a credit score is, and how it affects you . Discuss the different factors that affect your credit score. Explain how your credit score reflects your financial choices in life. What can you do w …

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    Investments

    Choosing the best investment can be an overwhelming process, especially if you are just getting started. There are thousands of different investments and each one has its own level of potential risk and reward. Since there are so many ways to invest, i …

  • Budgeting

    What is a Budget? A budget is a simple estimate of the income and expenses that an individual, a family, or a business has in a given period of time. Companies use budgets to identify how much money they will use for future expenses. This system of bud …

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    What Affects my Credit Score?

    Credit scores are influenced by a number of different factors. There are five main categories that affect your score. Each factor has its own value that adds to the whole value of the credit score. Let’s take a look at the five factors that influence y …