Member Education

  • budgeting-cropped

    6 Steps to Help Create A Budget

    1. Set Your Goals In a sense, a budget is a road map marking where you are and where you want to get to financially.  A good way to start when creating your budget is to plan financial goals. This can include short, mid, and long-term goals.  If your b …

  • Credit? What’s That?

    Hymn Opening Prayer Spiritual Lesson – Credit Discuss what a credit score is, and how it affects you . Discuss the different factors that affect your credit score. Explain how your credit score reflects your financial choices in life. What can you do w …

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    Investments

    Choosing the best investment can be an overwhelming process, especially if you are just getting started. There are thousands of different investments and each one has its own level of potential risk and reward. Since there are so many ways to invest, i …

  • Budgeting

    What is a Budget? A budget is a simple estimate of the income and expenses that an individual, a family, or a business has in a given period of time. Companies use budgets to identify how much money they will use for future expenses. This system of bud …

  • bank-cards-mastercard-beehive

    Where to Start With Credit

    Credit can be a complex subject. Perhaps the best place to start is with the question “What is a credit score?” Credit scores are how lenders, like banks, credit unions and credit card companies, determine whether or not to give credit or loans to thos …