Home Equity

Your home is your ticket to savings!

Save money on loans by using the equity you already earned!

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Due to unprecedented demand, members should fill out an online mortgage application for the quickest response. A loan officer will call you within 4-5 business days to review the application and answer any questions before pulling credit.

Use the equity in your home for a low-interest loan.

If you already have equity in your home and you are looking for a little extra cash, use the equity in your home to save yourself from higher interest rates.

Use the money for what you need.

There are many reasons why you may need a home equity line of credit; whether it be for a new roof, home additions, or to pay off high-interest credit card debt. Whatever your need, let us help you fund it.

*Home Equity Line of Credit is available to qualifying Beehive members in the following states: Idaho and Wyoming. The minimum line of credit is $10,000. The maximum Loan to value is 80%. Offer subject to credit approval; rates subject to credit qualifications. Rates are subject to change semi-annually. Your rate will never be less than 3.25% APR (Annual Percentage Rate) or exceed 18% APR. FEE REIMBURSEMENT: You agree to maintain your home equity line of credit account with the credit union for 12 months. In exchange, the credit union has paid some or all third party fees to open your account. If you close your account within the first 12 months, you agree to reimburse the credit union all bona fide third party fees paid for you. Adequate property insurance must be maintained. For all tax-related questions, consult your tax advisor. Please ask a Beehive Federal Credit Union loan officer for complete details.

Calculate Your Mortgage Payments

Use our mortgage resources to determine how much your monthly payments on a new mortgage will be, and answer questions like:

Mortgage Calculators

  • How much will a 15-year mortgage save me?
  • Can I save money by refinancing now?
  • Should I buy a home or continue to rent?
  • Can I save money by refinancing now?


  • 10 year draw period
  • Annual Percentage Rate as low as 3.25%
  • Minimum payment: 1% of balance
  • Reduced fees if opened for at least 12 months