Home Purchase

Looking to purchase a home?

Beehive will give you unparalleled service and quick turn around to get you your loan when you need it.

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Due to unprecedented demand, members should fill out an online mortgage application for the quickest response. A loan officer will call you within 4-5 business days to review the application and answer any questions before pulling credit.

Buying a Home?

Buying a home can be a daunting process. Beehive Federal Credit Union is the #1 mortgage lender in Madison County. That means we are the experts on Home loans in East Idaho.

What Are Your Needs?

Everyone has a different story. Maybe you are a first time home buyer, a refinancer, upgrading to make room for the family. Whatever it is, let Beehive’s experts help you get the mortgage that is right for you.

Let’s move from pre-qualified to pre-approved today!

Begin your application by clicking Apply Now. Here are the documents we’ll need next:

One Month Paystub
- Year-to-date income
- Paystub dates covering a full 30 days
Two Year Federal Tax Returns
- Include your W2s
Three Month Bank Statements
- All pages front and back
- Include all accounts (checking, savings, etc.)

Calculate Your Mortgage Payments

Use our mortgage resources to determine how much your monthly payments on a new mortgage will be, and answer questions like:

Mortgage Calculators

How much will a 15-year mortgage save me?
Can I save money by refinancing now?
Should I buy a home or continue to rent?
Can I save money by refinancing now?

Finally Home!® Homebuyer Education is one of the smartest moves you can make when purchasing a home, and it may be required for some of our loan products. Take the Finally Home! homebuyer course early in the home-buying process.

Get Started Today

Apply Now

Beehive offers mortgages, including in areas covered by flood insurance requirements. The National Flood Insurance Program (NFIP) is a Federal program providing flood insurance, floodplain management, and the development of flood hazard zones. Flood insurance is required by federal law for members borrowing funds in high-risk zones.

Can I get out of the requirement to have flood insurance? Members can hire a qualified surveyor to perform an elevation certificate on their home. This certificate can be sent with an application to FEMA for a letter of Map Amendment (LOMA). LOMA is an official amendment, by letter, to an effective NFIP map. A LOMA establishes a property’s location in relation to the Special Flood Hazard Area (SFHA). LOMAs are usually issued because a property has been inadvertently mapped as being in the floodplain, but is actually on natural high ground above the base flood elevation. Because a LOMA officially amends the effective NFIP map, it is a public record that the community must maintain.

Authorized by the National Credit Union Administration to serve members of The Church of Jesus Christ of Latter-day Saints in the United States. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. This credit union is federally insured by the National Credit Union Administration. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. NMLS# 712470