Building Credit

  • Maintaining Good Credit

    Once you know the basics, you need to apply them. If you have good credit, then you should continue to strive to keep it in good health. Here are some of the things that will help you maintain your good credit: Keep an eye on the payments that you need …

  • budget-growth

    Ways to Build Your Credit When Just Starting Out

    A credit card is a line of credit that allows you to borrow money each month with the promise that you will repay what you borrow. Credit cards are a great way to start building your credit because your behavior with the card is reported to the three m …

  • bank-cards-mastercard-beehive

    Where to Start With Credit

    Credit can be a complex subject. Perhaps the best place to start is with the question “What is a credit score?” Credit scores are how lenders, like banks, credit unions and credit card companies, determine whether or not to give credit or loans to thos …

  • debit-cards

    What Affects my Credit Score?

    Credit scores are influenced by a number of different factors. There are five main categories that affect your score. Each factor has its own value that adds to the whole value of the credit score. Let’s take a look at the five factors that influence y …