Vehicle LoansRate (Percent)Term (months)
Auto (2022 or newer) 7.10%48
Auto (2022 or newer)7.20%60
Auto (2014-2021)7.20%48
Auto (2014-2021)7.30%60
Auto (2022 or newer)7.40%72
Auto (2014-2021)7.50%72
Auto (2013 and older)8.45%36
Auto (2013 and older)8.55%48
Auto (2013 and older)8.65%60
ConsumerRate (Percent)Term (months)
ATV8.10%36
Credit Card Cash Advance9.90%
Credit Card Purchase8.90%
Offroad Cycles8.10%36
Overdraft Line of Credit17.50%
Piano7.55%36
RV and Boat7.10%48
RV and Boat7.20%60
RV and Boat7.40%72
RV and Boat7.90%84
RV and Boat8.10%96
RV and Boat8.30%108
RV and Boat8.50%120
RV and Boat8.75%132
RV and Boat9.00%144
Share Secured2.00%
Snow Machine8.10%36
Street Bike7.55%36
Unsecured11.55%12
Conventional Rates Rate (Percent)
15 year (First Mortgage) 5.875%
30 year (First Mortgage) 6.490%
Government Loan Rates
USDA Rural Development 30-year 5.875%
Short-Term Morgage Rates
5 year 7.125%
7 year 7.000%
10 year 7.125%
15 year 7.500%
ARM Rates (Adjustable Rate Mortgage)
7/1 ARM 7.625%
10/1 ARM 7.750%
15/1 ARM 7.750% (Termed over 20 years)
Home Equity Mortgage Rates
5 year (Second Mortgage) 7.490%
7 year (Second Mortgage) 7.500%
10 year (Second Mortgage) 7.500%
15 year (Second Mortgage) 8.000%
Home Equity Line of Credit (HELOC) 9.250% (Variable Rate)
Lot Loan Rates
Residential Building Lot (15 year - Fixed Rate) 8.500%
Savings Account Rate (Percent)
Bridal Registry
Escrow Savings 0.05%
Unlimited Transaction Savings 0.05%
Dedicated Savings 0.10%
Regular Savings 0.10%
Youth Savings 0.10%
Coverdell Education Savings Account (CESA) 0.20%
Idaho Medical Savings 0.20%
IRA Savings 0.20%
Missionary Savings Account 3.00%
Pocket Change Account 3.00%
$500-24,999 $25,000-49,999 $50,000-74,999 $75,000-99,999 $100,000+
3 Month 2.00% 2.00% 2.05% 2.05% 2.10%
5 Month Special* 5.25% 5.25% 5.25% 5.25% 5.25%
6 Month 4.00% 4.00% 4.05% 4.05% 4.10%
12 Month 4.75% 4.75% 4.80% 4.80% 4.85%
15 Month Special** 4.75% 4.75% 4.80% 4.80% 4.85%
18 Month 4.70% 4.70% 4.75% 4.75% 4.80%
22 Month Special*** 4.50% 4.50% 4.55% 4.55% 4.60%
24 Month 4.25% 4.25% 4.30% 4.30% 4.35%
36 Month 3.50% 3.50% 3.55% 3.55% 3.60%
48 Month 3.50% 3.50% 3.55% 3.55% 3.60%
60 Month 3.50% 3.50% 3.55% 3.55% 3.60%

*5 Month Special - No broker funds.

**15 Month Special is a one-time bump certificate and is for new money and rollovers. No broker funds.

***22 Month Special is a one-time bump certificate and for new money and rollovers. No broker funds.

Deposit AmountRate (Percent)Term (months)
$0-2,4990.10%
$2,500-4,9990.20%
$5,000-24,9990.50%
$25,000-49,9991.00%
$50,000 - $99,9991.75%
$100,000+2.75%
 
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