First Time Home Buyer


Home is about family, friends, and values; where life’s story is written. Know that you have a friend at Beehive ready to answer your questions, and help you finance your first home.

Apply Now


Certified Idaho Housing Lender, Idaho Housing provides these benefits

  • Low mortgage rates
  • Down payment and closing cost assistance
  • Low or no mortgage insurance
  • Homebuyer Education
  • Free housing counseling
  • Loans serviced in Idaho

Beehive can guide you to your new home

Buying a home is an exciting process! Here at Beehive we can guide you through the home buying process so you can focus on the joy of ownership. Our professional staff are ready to meet with you to answer any questions you have as a first time homebuyer, from answering questions about programs that could make it easier for you to purchase your new home, to getting you the funding you need. We will be with you every step of the way.

Additional benefits through rural development program

  • As low as $500 down payment
  • Very low fees
  • The rate you see is the rate you get! *OAC

Let’s move from pre–qualified to pre-approved today!

Begin your application by clicking Apply Now. Here are the documents we’ll need next:

  1. One Month Paystub
    • Year-to-date income
    • Paystub dates covering a full 30 days
  2. Three Year Federal Tax Returns
    • Include your W2s
  3. Three Month Bank Statements
    • All pages front and back
    • Include all accounts (checking, savings, etc.)

Beehive will help you select the correct first-time home buyer product to achieve the right payment, lowest fees, and best interest rate.